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Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, eventually, they determine who caused the accident. READ MORE >>

You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. READ MORE >>

Your small business insurance needs a very specific companion: the certificate of insurance. It’s a valuable business insurance tool, and it’ll keep you safe when working with vendors. Whether you’ve landed a new client, are expanding your business or are simply outsourcing a project, this certificate might save you if liability claims arise. READ MORE >>

Buying a home is an exciting time. You finally have a place of your own. You can do whatever you desire. And, you are working to make this place your own. Protecting it is a very important step. Home insurance can do that. It provides financial protection to you should accidents occur. READ MORE >>

Young drivers suffer from inexperience. As a skilled, older driver, you may have the ability to react faster. You understand better how a car reacts in wet conditions. You know how much distance to leave between vehicles. Teens do not know this. To minimize the risk of auto insurance claims, work to educate your teen on these and other factors. READ MORE >>

Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry about those risks. READ MORE >>

Businesses face a slew of risks, annually. Even if you’re an optimist, you should prepare for the worst. One of the ways to do so is with business insurance. Before deciding on a policy, you should pinpoint the biggest dangers to your business. Below, we’ve outlined the five biggest pitfalls you might fact as a business provider. READ MORE >>

Most homeowners insurance policies provide financial protection from big, common risks. Fires, theft and vandalism are a few of those. Liability lawsuits filed against a homeowner may get support, as well. Yet, most policies also have exclusions. These are specific types of events the policy does not provide any coverage for in most cases. READ MORE >>

Thinking about car insurance isn't high on most people's list of fun things to do. But what if you save more money by spending an hour or two learning some trade secrets? You won't get that from another two hours of reality television. Here are some insider tips that may help drop your car insurance premiums: READ MORE >>

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities. Many homeowners do not realize there are steps they can take to minimize these risks. READ MORE >>

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